2019 Federal Budget

The 2019 budget is titled “Investing in the Middle Class. Here are the highlights from the 2019 Federal Budget.

Shared Ownership Critical Illness

Shared Ownership Critical Illness offers business owners and incorporated business professionals a way to access the retained earnings in their corporation or provide benefits to a key employee. Talk to us to see how we can help you.

Getting the best from a financial advisor

Working with a professional to help you to make sense of your finances can be a wise move, but for this relationship to work effectively it is important that you understand what to expect from your financial advisor.

Steps to Buying a Home

Are you sure you’re ready for this major financial decision? Purchasing a home is one of the biggest financial decisions most of us will ever make. We can help.

When and Why You Should Conduct an Insurance Audit

As our lives grow and change with variable circumstances, new additions, and job transitions, our needs for insurance will also evolve. Additionally, economic fluctuations and external circumstances that influence your insurance policy will need frequent re-evaluation to ensure that you are making the most appropriate and financially favorable decisions. Talk to us we can help.

Paying for Education

Post-secondary education can be expensive, however having the opportunity to plan for it helps with making sure that you’re capable to meet the costs of education. In addition, when you have a plan, it’s easer to make financial decisions that align with your goals and provide peace of mind.

Bank of Canada Rate Increase

The much anticipated announcement from the Bank of Canada (BoC)…

Tax Series: Strategies for Private Corporations

Last summer, Finance Minister Morneau announced a number…

Home Buyers' Plan

In Canada, home ownership (whether right or wrong) seems to be…

Rates are on the Rise - Let the Gouging Begin!

Late last week TD announced a rate increase on their posted mortgage…

Home Ownership – A Canadian Dream or Financial Nightmare?

Mid 2015 I wrote an article comparing Buying a home vs Renting…

Why people in Real Estate really need to wake up!

I write this post while acknowledging I have family - both immediate…

Do you REALLY need life insurance?

You most likely do, but the more important question is,…

Estate Planning challenges for the Wealthy: How not to give too much, too fast

When it comes to Estate Planning and providing money to heirs,…

Tax Lines to look out for

It’s that time of year again, when many of us sit down…

2018 Federal Budget Highlights for Families

Several key changes relating to personal financial arrangements…

2018 Federal Budget Highlights for Business

The government’s 2018 federal budget focuses on a number…

Comparing TFSAs and RRSPs

If you are seeking ways to save in the most tax-efficient…